Auto Glass Insurance Claims in Aurora, CO
We handle your entire insurance claim from start to finish. Most Aurora drivers pay $0 out of pocket for windshield replacement. Here's how it works.
Colorado Law Protects Aurora Drivers: CRS 10-4-613
Colorado statute CRS 10-4-613 gives you the legal right to choose any auto glass provider for your insurance claim. Your insurer may recommend a specific company (often a national chain), but they cannot require you to use them. You are free to choose a local Aurora provider who knows your community, your roads, and your vehicles.
- You choose who replaces your windshield -- not your insurer
- Glass-only claims do not increase your insurance premiums
- Many Colorado policies include zero-deductible glass coverage
How to File an Aurora Windshield Insurance Claim
Call Us or Book Online
Tell us about your windshield damage and provide your insurance information. We verify your coverage immediately -- usually while you're still on the phone.
We File the Claim
We contact your insurance company directly, file the claim, get approval, and schedule your service. You don't need to call your insurer.
We Come to You
Our certified technician arrives at your Aurora home, office, or anywhere convenient. Chip repair takes 20-30 minutes, full replacement 60-90 minutes.
We Bill Your Insurance
After the work is done, we bill your insurance company directly. You pay nothing -- or just your deductible if one applies. That's it.
Buckley Space Force Base: USAA Windshield Coverage Guide
Military families stationed at Buckley Space Force Base -- USAA consistently offers the best windshield coverage in the industry. Here's what you need to know:
- Zero deductible -- Most USAA auto policies include glass coverage with no deductible. Your windshield replacement costs you nothing.
- No rate increase -- Filing a glass claim with USAA does not affect your premiums. Ever.
- We come to you -- Service at base housing, off-base apartments, or any Aurora address. Our mobile technicians are familiar with Buckley area access.
- We handle everything -- We file with USAA directly, get approval, do the work, and bill them. You just need your policy number.
Insurance Carriers We Work With in Aurora
We work directly with every major insurance carrier. Here's a quick look at glass coverage from the most popular insurers among Aurora residents.
State Farm
Popular in AuroraMost comprehensive policies cover full replacement. Zero-deductible glass add-on available.
USAA
Popular in AuroraBest glass coverage in the industry. Zero-deductible standard on most policies. Popular with Buckley AFB families.
Geico
Popular in AuroraComprehensive coverage includes glass. Deductible may apply depending on policy tier.
Progressive
Popular in AuroraFull glass coverage with comprehensive. Online claims filing available.
Allstate
Comprehensive policies cover windshield replacement. Check for glass-specific deductible waiver.
American Family
Strong presence in Aurora. Most comprehensive policies include full glass coverage.
Farmers
Glass coverage included with comprehensive. Contact agent for deductible specifics.
Liberty Mutual
Comprehensive coverage includes windshield. Some policies include zero-deductible glass.
What You Need to File Your Claim
Insurance Policy Number
Found on your insurance card or app
Vehicle Year, Make, Model
So we can order the correct glass
VIN Number
Found on your dashboard or registration
Preferred Service Time
We offer same-day and next-day appointments
Aurora Insurance Claims FAQ
Will filing a windshield claim raise my insurance rates?
No. In Colorado, glass-only comprehensive claims do not affect your premium. This applies to all carriers -- State Farm, USAA, Geico, Progressive, and others. Your rates stay the same.
Do I need to get my insurer's approval before getting my windshield replaced?
We handle pre-approval for you. When you contact us with your insurance information, we verify coverage and get approval -- often within minutes. You don't need to call your insurance company separately.
Can my insurance company force me to use a specific glass shop?
No. Colorado CRS 10-4-613 guarantees your right to choose any licensed auto glass provider. Your insurer may suggest a preferred provider, but they cannot require it or penalize you for choosing someone else.
What if I don't have comprehensive insurance?
Without comprehensive coverage, you'll pay the full replacement cost out of pocket. In Aurora, that's typically $250-$800 depending on your vehicle. We offer competitive cash pricing and can help you get the best value.
How long does the insurance claim process take?
Most claims are approved within 15-30 minutes. We can often complete the entire process -- claim filing, approval, and windshield replacement -- in the same day.
Related Aurora Windshield Guides
File Your Aurora Windshield Claim Now
We handle everything. Just give us your insurance info and we take it from there. Most Aurora claims cost $0 out of pocket.